Recommended payment gateways

Here we present companies providing payment processing services (also known as "payment gateways"). You can enable real-time order processing in your online store by acquiring a "merchant account" in a payment processing company. The X-Cart software is capable of processing orders using most of payment processing companies available over the Internet (to see the full list please visit the Payment gateways supported by X-Cart page). You may choose a desired service provider upon your own preference.

These are 3rd party companies. We are not responsible for the services they offer. The values of rates and fees may differ.

Payment gateway	Real-time solution price	Gateway fee	Monthly minimum	Rate	Trans. fee	Tech support fee	Options	Merchant account
	Rates vary	Rates vary	Rates vary	Rates vary	Rates vary	Free 24/7 coverage	Visa, MC, AMEX, Discover	US only
	$49	$0.00	$0.00	5.05%	$0.45	None	Visa, MC, Discover, AMEX	Intl
	$499	$30/month	$15.00	2.38%	$0.25	None	Visa, MC, Discover, AMEX	US only
	None	None	None	2.9%	$0.30	None	Visa, MC, Dicover, AMEX	Selected countries
	€ 297.47	€30.99 - €197.60 / month	N/D	As determined by bank	€ 0.86 - € 0.20	N/D	Visa, Mastercard, American Express, Diners Club, JCB and more	Europe
	N/D	£0.00	£10	1%-8%	None	N/D	Visa, MC, AMEX, Diners, JCB, Eurocard, Switch, Delta	Intl
	$99 (free to switch)	$0.00	$0.00	1.99%-2.54%	$0.30	$19.95 (if you process)	Visa, MC, Discover, AMEX	US only
	€100	n/a	None	5.50%	€0.50	n/a	Visa, MC, wire transfer, Payzip account debit	Intl
	$0.00	$55.00/month	As determined by bank	0%	None - Flat Rate of $55 per month unlimited transactions	Included at no extra charge	Visa, MasterCard, BankCard, AMEX, DINERS, JCB	Australia
	AU $0.00	AU $395.00/yr	AU $0.00	0.0%	AU $0.45	AU $0.00	Visa, MC, BankCard, Amex, Diners, JCB	Australia
	$99.95	$9.95/month	%0.0	$0.00	$0.94-$1.36	N/D	Checks	Intl
	n/a	NOK 599/month (approx. $97)	n/a	0%	NOK 3 (approx. 48 cent)	NOK 3000 (approx. $484)	Visa, MC, Eurocard + Contopronto (mobile payment)	Europe
	N/D	N/D	N/D	1.5%	$0.15	N/D	Visa, MC, Discover, AMEX, ACH	Intl
	$299	$20	$0	0%-2.4%	$0.35	Free support	Visa, MC, Discover, AMEX, JCB, Enroute, Diners, eCheck.Net	US only
	$99	$29/month	n/a	2.14-2.97%	$0.30	None	Visa, MC, AMEX	US only
	None	None	N/A	0%-2%	0-$0.20	Free	Visa, MC, AMEX, Diners	US only
	$99.00 (no app fee)	$10.00	$10.00	2.39%	AU $0.40	Free training and integration.	Visa, MC, Amex, Diners, Disc, JCB, ACH, Check guarantee, Wireless & POS integrated	US only
	N/D	£20/month	N/D	N/D	1%	N/D	Visa, MC, Switch, AMEX, JCB	UK only
	$95-$575	$0.00	$0.00	5.9%-11.9%	$0.45	Free support	Visa, MC, AMEX	Europe
	$399	N/D	$20.00	1%	N/D	N/D	Visa, MC, Discover, AMEX	US only
	$399	N/D	$50.00	3.25% (rates vary)	$0.40	$50/month	Visa, MC, JCB, SWITCH, Delta	Intl
	n/a	£20/month (under 1000 transactions per quarter)	n/a	0.0%	10p (only if over 1000 transactions per quarter)	n/a	Visa, MC, Delta, Amex, Switch, Solo	UK only
	$0	$199/year	$0	0%	$0.50	Free Support	Visa, MC, AMEX, Diners, JCB	Australia & New Zealand
	$50	$7.50	n/a	n/a	$0.00	$0.00	Visa, MC, AMEX, Discover, Diners, JCB, Check	Selected countries
	$0.00	$0.00	$0.00	3% for trans. over $10	$0.0004-$1.00 for trans. under $10	None	Visa, MC, checks, cash, paypal, money orders	Intl
	Included in gateway fee	$30 per month, 50 free transactions.	N/A	Independent bank charge	N/A	Included in gateway fee	Visa, MC, AMEX, Bankcard, Diners, EFTPOS, Farmers, JCB and many more	Australia, Malaysia, New Zealand, Pacific Islands, Singapore
	N/D	N/D	N/D	from 2.3%	N/D	N/D	Visa, MC, AMEX	Intl
	n/a	n/a	n/a	3.1-3.5%	€ 0.35	N/D	Visa, MC, Eurocard	Netherlands

*) "N/D" = "Not disclosed"
*) "n/a" = "Not available"